Health and Insurance

Health Insurance

Since medical care can be extremely expensive, foreign students must take out a health insurance. They should inquire before leaving home whether their home insurance covers all medical costs in Belgium.

Students from the European Union and students from countries that have a health insurance agreement with Belgium can take out an insurance with a local health service upon arrival ('ziekenfonds' or 'mutualiteit' ) without paying a supplementary fee. All they need to bring is a document from their home health service (E128 form). Students must report for registration with a local branch of their health insurance federation at the beginning of their stay in Antwerp.

Students from countries without health insurance agreement with Belgium should arrange insurance through a private agency in their home country.

They can also take out an insurance upon arrival at Lessius Hogeschool at a reasonable price. Contact: Wouter Van Hoe (wouter.vanhoe@lessius.eu | 03 241 08 13).

Exchange students from Russia, Belarus and Morocco are offered free medical insurance by Lessius Hogeschool. The latter does not cover teeth protheses or treatment of chronic diseases.

Refunds

With the doctors’ and/or the hospital bills you can turn to a local health service branch. Part of the bill (the percentage depends on what treatment you received) will be refunded to you in cash or transferred into your bank account.

Pharmacy

As opposed to other countries, medication and certain health products can only be bought in pharmacies.

A list of all pharmacies can be found in the Yellow Pages ('Gouden Gids', under the heading 'Apothekers'). 'Apotheken' tend to be closed on Saturdays and are always closed on Sunday. However, a limited number of pharmacists have weekend and night duty. You can call upon them for urgent medication. A supplement will be charged. You will find the weekly list of pharmacists on night and weekend duty in each pharmacy and in newspapers and freebie papers.

First Aid

The first aid department can be found:

• Campus Carolus: at reception
• Campus Sanderus: in the library
• Campus St. Andries: in the library

General Practioners

A list of GPs can be found in the Yellow Pages under the heading 'Doctors in de geneeskunde'.
Weekends, only a limited number of GPs are on duty. They will be listed on the answering machine of your GP or in newspapers and freebie papers.
The following GPs are often consulted, since they live in the vicinity of Lessius Hogeschool

Campus Carolus
Dr Myriam Cramm
Korte Nieuwstraat 18
2000 Antwerpen
Tel.: 03-231 77 33

Campus St. Andries

Dr Frieda Mast/Dr Tom Jacobs

Steenbergstraat 21

2000 Antwerpen

Tel.: 03-225 28 22

Campus Sanderus
Dr Koen Maus
Gounodstraat 4
2018 Antwerpen
Tel.: 03-216 32 17

Dentists

A list of dentists can be found in the 'Dentists' section of the Yellow Pages ('Tandartsen'). Dental care in Belgium is quite expensive, since for some treatments only a small percentage is refunded by the health service. In some cases there is no refund at all, so do inquire in advance.

Hospitals

A list of hospitals can be found in the Yellow Pages in the Hospitals section ('Ziekenhuizen'). Specialist physicians too can be visited in hospitals and medical centres.

The following hospitals have a 24-hour emergency service:

• Middelheim Algemeen Ziekenhuis, Lindendreef 1, 2020 Antwerpen
  Tel. 03-280 31 11
• Stuivenberg A.Z., Lange Beeldekensstraat 267, 2060 Antwerpen
  Tel. 03-217 71 11
• St. Elisabeth, Algemeen Ziekenhuis, Leopoldstraat 26, 2000 Antwerpen
  Tel. 03-234 41 11
• APRA-kliniek, Kipdorpvest 51, 2000 Antwerpen
  Tel. 03-220 07 04

Helplines

Other Types of Insurances

Before coming to Belgium, you should check your insurance.
Depending on your personal situation, it may be advisable to take out a travel insurance.
If you come by car, do check whether the green card covers the time of your stay in Antwerp.

Students at Lessius Hogeschool are insured against road accidents on the way to and from the hogeschool, and while present inside the buildings against activities19/02/10 people driving mopeds and motorbikes. If you have an accident, the necessary forms must be filled out within 24 hours.

To do so, contact Wouter Van Hoe (03 241 08 13 | wouter.vanhoe@lessius.eu) or, in his absence, the Reception or the library of one of our campuses.